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Getting Credit

Written by the FTC, this publication is an insightful overview of what credit is, how to manage it, and what to look for when obtaining credit cards.
http://www.ftc.gov/bcp/conline/pubs/credit/gettingcredit.shtm

Debt Relief May Be Offering Bankruptcy

This consumer alert was published by the FTC regarding bankruptcy lawyers who were promoting themselves as debt relief companies. Unknowingly many consumers were really signing up for Chapter 13 debt reorganizations, which were promoted as debt consolidation programs.

http://www.ftc.gov/bcp/conline/pubs/alerts/bankrupt.shtm

Objective Debt Settlement Information

Published by Wikipedia, this page is an objective overview of debt settlement with full disclosures about the potential pitfalls, as well as information about how it can help consumers overwhelmed with unsecured debt who are in need of relief.
http://en.wikipedia.org/wiki/Debt_settlement

Objective Credit Counseling Information

Published by Wikipedia, this page is an objective overview of credit counseling with full disclosures about the potential pitfalls, as well as information about how it can help consumers overwhelmed with unsecured debt who are in need of relief.
http://en.wikipedia.org/wiki/Credit_counseling

Fair Debt Collection Practices Act

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

What is not in your credit score

http://www.myfico.com/CreditEducation/WhatsNotInYourScore.aspx

"..not knowing the simple laws that protect We now manage our debt. I will happily recommend your service to anyone I know."

Murielle & Mike Burstein

Las Vegas, N

"I am very happy with your credit management program which consolidated all my debt into one low monthly payment. "

David Richmond
Memphis, TN